Insurance
General Insurance
Our general insurance includes home insurance, auto insurance, business insurance, and third-party liability insurance. Home insurance protects your house and belongings from risks such as fire and theft. Auto insurance covers damages to your vehicle and losses from traffic accidents. Business insurance safeguards companies from various risks like property damage and employee injury. Third-party liability insurance provides coverage for legal responsibilities, such as damage to someone else’s property or bodily injury. These insurance products help you manage risk and ensure financial security.
Buy Sell Agreements | Partnerships
The buy-sell agreement insurance products for partnerships provide comprehensive protection for partners. In the event of a triggering event (such as death, disability, or departure), this insurance ensures a smooth transition of ownership and maintains business stability. By establishing pre-set valuation methods and purchase financing, it guarantees fair compensation for the partners while avoiding business disruptions and disputes.
Key Person Value Protection
Lavie Financial’s key person insurance provides financial protection to businesses when a key employee is unable to continue working due to illness, accident, or death. This coverage offers businesses financial support to ensure operational stability and can act as a buffer to minimize the risk of business interruption.
Critical Illness Insurance / Income Replacement
Our critical illness insurance provides financial support when the insured is diagnosed with a serious illness, offering payouts before death occurs. This insurance helps families and businesses manage medical expenses, living costs, and lost income through lump-sum payments or income streams, ensuring financial stability and reducing economic stress.
Personal Health Extension Insurance (Dental Insurance)
Our personal health insurance offers comprehensive coverage for Canadian residents, including medical costs for preventive care and disease treatment. It helps cover prescription drugs, dental care, vision care, emergency travel medical services, and medical equipment expenses. Choose our personal health insurance for complete protection of your health
Life Insurance
Life insurance is a contract between the insured and an insurance company, where the insured pays monthly or annual premiums in exchange for a lump sum (death benefit) paid by the insurance company to the policy’s designated beneficiary after the insured’s death. The two most common types of life insurance are term life insurance and whole life insurance. These funds help cover debts, living expenses, and other financial obligations, securing the beneficiary’s future through a single payout.
Disability Insurance
Our disability insurance offers a safeguard to protect your income. If you are unable to work due to illness or injury, this insurance provides a tax-free monthly income to help cover living expenses. You can also customize the coverage and additional benefits to meet your specific needs. It is an effective way to protect your most valuable asset—your income.
Group Insurance
Our group insurance plans provide comprehensive coverage for your team, including health, life, dental, vision, disability, and critical illness insurance. We understand that every team’s needs are unique, which is why our plans can be customized to suit your specific requirements. Choose our group insurance to offer your employees premium protection while enhancing your business’s competitiveness in the job market.
Travel Insurance
Our Canadian personal travel insurance offers comprehensive protection for both domestic and international travel, safeguarding you against financial losses from trip cancellations, medical emergencies, and lost luggage. Enjoy a worry-free journey, prepared for any unforeseen circumstances.
Mortgage Protection
Canadian personal mortgage protection insurance offers comprehensive financial coverage in the event you are unable to repay your mortgage. Whether due to illness, unemployment, or other unexpected situations, this insurance ensures your mortgage payments are covered, protecting your family from losing your home during financial hardships. Choose our mortgage protection insurance for peace of mind and stability in uncertain times.
